MustardSeed participated in the Joint Universities CLC Formation held at Masinde Muliro University of Science and Technology (MMUST) from February 20 to February 23, 2025.
Joseph Ouma shares career insights with the students during the CLC Joint Formation.
For the first time in its history, the Christian Life Community (C.L.C) incorporated the MustardSeed Program into its formation to address contemporary issues affecting young people beyond the spiritual realm.
During the event, MustardSeed facilitated presentations on CV writing, portfolio development, and digital literacy, equipping university students with essential skills to enhance their career readiness and digital engagement.
These sessions provided practical insights and actionable strategies for students preparing to enter the job market and engage with the digital economy.
The event brought together students from various institutions, including:
Masinde Muliro University of Science and Technology
Kitale National Polytechnic
Koitaleel Samoei University College (Constituent college of UON)
Maseno University
Moi University Eldoret
Rongo University
University of Kabianga
Kenyatta University
Pwani University
University of Eldoret
CLCERS after Campus
The Christian Life Community (C.L.C) is a Catholic organization dedicated to helping its members deepen their faith and live according to the teachings of St. Ignatius of Loyola. With a presence in nearly 60 countries worldwide, C.L.C fosters community, spirituality, and service through prayer, dialogue, and active engagement in contemporary societal challenges.
Mustardseed remains committed to empowering young people by providing them with the knowledge and skills necessary to navigate today’s complex world. Through the collaboration with C.L.C, we continue bridging the gap between faith, education, and real-world challenges, ensuring that students are spiritually enriched and practically equipped for their futures.
The year’s still fresh, and that means you still have your job prospects safely in the basket. You can have them if you prepare for employment success. That’s what makes the difference, preparation. And this article is about that, helping you prepare for all the opportunities that will come your way this year.
This ultimate guide is designed to provide you with the essential tips and strategies needed to navigate the modern job market and land the job of your dreams. From crafting a compelling resume to mastering the art of networking, we will walk you through every step of the process.
In addition to practical advice, we will also explore the latest trends and insights shaping the job market. With technology and automation playing a prominent role, understanding their impact in the employment landscape can help you stay ahead.
Understand the Skills in Demand
Various industries are evolving, and with these changes come new skill requirements. You should thus equip yourself with skills that are in demand. Employers are looking for candidates who possess not only technical skills but also soft skills. Technical skills may include proficiency in specific software, data analysis, coding, or digital marketing, while soft skills encompass communication, teamwork, problem-solving, and adaptability.
Being versed in these in-demand skills can significantly enhance your employability and ability to attract potential employers.
Know your industry well and the skill they demand. If you’re clueless where to start, you can check industry related subs on Reddit, LinkedIn or even pick insights from Glassdoor reviews. There’s no limit to information sources, whether you’re getting them from industry reports or labor market analyses, know the trends and demands within your industry.
It’s only when you know what the market needs that you can tailor your resume and skill development efforts to align with what employers are seeking. This proactive approach aids your job search and positions you as a candidate who is in tune with industry needs.
Soft Skills are just as important
Moreover, the rapid pace of technological advancement means that skills can quickly become outdated. Upskilling is the sure way to stay relevant in an ever-evolving job landscape. There’s a lot of resources for continuous learning and these will give you a competitive edge.
You don’t have to spend much time and money to upskill. Online courses, webinars, workshops, and industry certifications are great. But I’ve learn’t that learning is lifelong thirst, you naturally want to know about your craft that you did yesterday. Commit to it, and you will adapt to new changes with ease.
Change is constant, so should be learning.
Network and Build Professional Relationships
Networking is a vital component of the job search process that is often overlooked. Building professional relationships can open doors to opportunities that may not be advertised publicly.
Many job openings are filled through referrals, which means the better connections you have within your industry, the better. Engage the professionals in your field to get valuable insights into job openings, company culture, and industry trends.
It also allows you to showcase your skills, personality, and passion to potential employers in a more relaxed setting.
One effective way to network is by attending industry events, conferences, and workshops.
These gatherings provide an excellent opportunity to meet like-minded individuals, share ideas, and expand your professional circle. Additionally, joining professional organizations or online communities related to your field can facilitate connections.
Social media platforms, particularly LinkedIn, serve as powerful networking tools. Use them well, and you’re in every employer’s good books. Actively participate in discussions, share relevant content, and connect with industry leaders to enhance your visibility and credibility in your field.
The better connections you have within your industry, the better.
Remember, building professional relationships is not just about what others can do for you; it’s equally about how you can contribute to their success. Offer support, share knowledge, or provide assistance whenever you can. Professional relationships thrive where all parties are mutually beneficial.
Craft an Effective Resume and Cover Letter
Your resume and cover letter are often your first impressions on potential employers, making them critical tools in your job search arsenal. An effective resume should be concise, well-organized, and tailored to the job you are applying for.
Highlight relevant work experience, skills, and accomplishments in a clear and impactful manner. Use bullet points for easy readability and quantify your achievements whenever possible. This provides concrete evidence of your capabilities and demonstrates the value you can bring to a prospective employer.
The cover letter complements your resume by allowing you to convey your personality, passion, and motivation for the role. It should be personalized for each application, showcasing your understanding of the company and its values.
Use the cover letter to explain how your experiences align with the job requirements and to express your enthusiasm for the opportunity.
Proofread and edit both your resume and cover letter meticulously. Spelling or grammatical errors can create a negative impression and suggest a lack of attention to detail. Consider seeking feedback from peers or mentors, as they can provide valuable perspectives and help you refine your documents.
Optimize your CV to through applicant tracking systems, a system which many companies use to filter candidates. A polished and tailored resume and cover letter will significantly increase your chances of landing an interview.
Develop a Personal Brand and Online Presence
To succeed online, you need to develop a personal brand.
Your personal brand is the unique combination of skills, experiences, and values that you convey to the professional world. It reflects who you are, what you stand for, and how you want to be perceived by employers and colleagues. A strong personal brand differentiates you from other job seekers and positions you as an expert in your field.
Start by defining your unique value proposition and ensure that it is consistently represented across all your professional platforms. You need convey this message consistently across social media platforms. Establishing a robust online presence aids your personal branding efforts.
LinkedIn is a powerful platform for showcasing your professional achievements, connecting with industry peers, and sharing relevant content. Regularly updating your profile, sharing articles, and engaging with others can enhance your visibility and credibility. Also, consider creating a personal website or portfolio to highlight your work, achievements, and projects. This not only serves as a digital resume but also demonstrates your commitment to your profession and your creativity. It shows the potential clients/employers that you know your craft and have helped other people who needed it.
To solidify your online presence, participate in online discussions and forums related to your industry. This can help you build a reputation as a knowledgeable and engaged professional. Contribute valuable insights, answer questions, and share resources that others in the industry find helpful. That’s how you position yourself as a thought leader. While at it, be mindful of your social media activity. Employers often research candidates online, so maintaining a professional demeanor on all platforms is essential for preserving a positive image.
Enhance Your Skills Through Continuous Learning and Professional Development
In any profession, you will need continuous learning to remain resourceful to your clients. It goes deeper than your long-term professional survival, more like a quality assurance. It’s only when you’re up to date with the industry trends and practices that you can offer practical solutions to your clients.
The good thing is, you don’t need to spend a fortune on continuous learning and professional development. You can learn a lot by engaging in workshops, webinars, and online courses. These allow you to stay current with industry trends and enhance your skill set. Many platforms offer free or affordable courses that cater to various fields, enabling you to gain knowledge without significant financial investment.
Certifications can also provide a competitive edge in your job search. Many industries value specialized training, and obtaining relevant certifications demonstrates your commitment to professional growth. Research the certifications that are recognized and respected in your field, and consider pursuing them to boost your qualifications. Don’t forget to attend industry conferences and networking events as they offer great networking opportunities.
Mentorship is another valuable avenue for continuous learning.
Seek guidance from experienced professionals to get insights, advice, and feedback that are instrumental in your growth. A mentor can help you navigate challenges, identify skill gaps, and set achievable career goals. Establishing a relationship with a mentor not only enhances your knowledge but also expands your professional network, providing additional resources and opportunities for growth.
Strategies for Acing Job Interviews
Interveiws are your gateway to great job opportunities, yet to many jobseakers, it’s a hurdle they can’t imagine facing. Simply put, your success with interviews all depends on how well you’re prepared for the job. If you’re well prepared, the confidence to face the interview panel finds you naturally.
Preparing adequately for job interviews allows you to make a positive impression on potential employers and improves yoru cahnces of landing the job. Begin by researching the company and understanding its culture, values, and recent developments. These will make it easy for you to tailor your responses and demonstrate your genuine interest in the position. We wrote an in-depth article on the art of job interview preparation. Read it for everything you need to prepare and ace interviews like the champion you’re!
Navigating the Job Search Process and Utilizing Job Search Platforms
The job search process can often feel overwhelming, but having a structured approach can make it more manageable. Begin by defining your career goals and identifying the types of positions you are interested in. Creating a targeted job search plan that outlines your goals, timelines, and strategies can help you stay organized and focused. Utilize job search platforms such as LinkedIn, Indeed, and Glassdoor to explore job openings, research companies, and connect with recruiters. Many of these platforms also provide tools for setting job alerts, which can help you stay updated on new opportunities that match your criteria.
Networking should also be an integral part of your job search strategy. Leverage your existing connections and reach out to former colleagues, classmates, and industry contacts. Inform them of your job search and ask if they know of any openings or can provide introductions to others in your field. Attending career fairs and industry-specific events can also yield valuable leads and allow you to meet potential employers face-to-face. Engaging with recruiters can further enhance your job search efforts, as they often have access to unadvertised positions and can advocate on your behalf.
In addition to traditional job search methods, consider exploring freelance and contract opportunities as a means of gaining experience and expanding your network. Many companies are increasingly open to remote work arrangements, allowing you to access a broader range of job opportunities. Emphasizing flexibility and adaptability in your job search can lead to unexpected and rewarding career paths. Ultimately, staying persistent and open-minded during your job search will increase your chances of finding the right opportunity.
How to Negotiate and Understand Compensation Packages
Once you receive a job offer, the next step is negotiation. And it’s an important process because if you don’t get the right compensation, you might want to ditch the job before the contract elapses.
A typical offer may include basic salary, bonuses, benefits, and perks such as flexible working hours or professional development opportunities. Research industry standards and salary benchmarks to get valuable insights and help you determine an appropriate salary range for your negotiations.
Reememeber negotaition is a two-way traffic. Clearly articulate your value to the organization and provide evidence of your accomplishments and skills. They too need assurance that they’re investing in the right person for the job. Instead of approaching the discussion solely from a monetary perspective, consider the entire compensation package. If the salary offered is lower than expected, explore options for additional benefits, such as extra vacation days, remote work arrangements, or opportunities for advancement. Being open to compromise can lead to a mutually beneficial agreement.
Also, make a decision based on the overall fit of the role and the company culture, not just the compensation.
A position that offers strong growth potential, a positive work environment, and alignment with your career goals may be more valuable in the long run than a higher salary in a less satisfying role.
Conclusion
As you embark on your journey toward employment success, remember that preparation and persistence are key. The modern job market is dynamic and competitive, requiring a proactive and strategic approach. Understand the skills in demand, build a strong professional network, craft effective job application materials, and develop a personal brand to position yourself as a desirable candidate in your field.
Navigating the job market may present challenges, but with the right strategies and a positive mindset, you can achieve your employment goals. Equip yourself with the knowledge and skills outlined in this guide, and remember that success is a journey, not a destination.
Stay adaptable, remain curious, and never stop pursuing your professional dreams. Good luck in 2025!
Office politics can highly impact the work environment. And if you’re like most people, navigating the politics sometimes can feel like walking on shards of broken glass.
Every workplace has its power dynamics, hidden agendas, and unwritten rules. So, when you start a new job, you have to learn quickly how people communicate and the space of office politics in the organization.
In this article, we will equip you with the strategies and insights you need to survive and thrive amid office politics. We’ll look at how to build alliances, manage conflicts, and effectively communicate with colleagues. We hope these insights will help you decipher the unspoken codes of office politics.
Understanding Office Politics
Office politics can often be perceived as a negative aspect of the workplace, evoking images of backstabbing and manipulation. However, it is essential to understand that office politics is a natural part of organizational dynamics. It encompasses the behaviors, relationships, and power structures that exist within a workplace.
At its core, office politics revolves around how individuals navigate their work environment to achieve personal and professional goals. This might include seeking promotions, gaining visibility for their contributions, or simply ensuring a harmonious working relationship with colleagues. Understanding the nuances of these interactions empowers you to maneuver through the maze of office politics effectively instead of feeling victimized by it.
To successfully navigate office politics, be observant and aware of the unspoken rules that govern your workplace. Every office has its own culture, and understanding the informal hierarchies, alliances, and rivalries helps you align favorably.
Pay attention to your colleagues’ behaviors, including who collaborates with whom and how decisions are made. This awareness will provide critical insights that inform your strategies for engaging with others and positioning yourself for success.
The Impact of Office Politics on Individuals and Organizations
The effects of office politics ripple through individuals and organizations, often shaping workplace culture and influencing employee morale. For individuals, navigating office politics can lead to career advancement, enhanced job satisfaction, and stronger relationships with colleagues. Conversely, engaging in negative political behaviors can result in stress, anxiety, and even career stagnation. Recognizing this dual impact is vital for both personal development and organizational success.
On an organizational level, office politics can foster collaboration and innovation or breed dysfunction and distrust. When employees work together to navigate the political landscape positively, it enhances teamwork, improved communication, and a culture of support.
Office politics can create alliances and improve teamwork. Image by GraphicMama-team from Pixabay
However, when office politics devolves into toxicity, it can create silos, hinder productivity, and result in high turnover rates. Organizations that acknowledge and address the significance of office politics can create a healthier work environment that encourages employee engagement and loyalty.
Companies with an open and transparent approach to office dynamics often enjoy higher employee satisfaction and retention levels. Fostering a culture of trust and respect mitigates the negative consequences of office politics and harnesses its potential to drive success.
Understanding this relationship can empower employees to engage in positive political behaviors that benefit themselves and their organization.
Common Office Politics Tactics and Behaviors
In any workplace, employees use specific strategies to navigate office politics. These may range from benign to more manipulative actions, each carrying its consequences. Popular tactics include forming alliances, using charm and flattery, and strategically sharing information.
You must understand these behaviors to recognize when they are at play in your environment.
It is quite common for individuals to form alliances or cliques, where they band together for mutual support or to further their interests. These alliances can be beneficial, providing a network of support and resources.
However, they can also lead to exclusionary practices that create divisions within the workplace. Leaders should be keen on nurturing relationships that foster inclusivity rather than exclusivity to create a sense of belonging for every employee.
Another prevalent behavior is using charm or flattery to win favor with colleagues and superiors. It works, but relying too heavily on charm can come off as insincere or manipulative. There ought to be a balance between genuine relationship-building and strategic networking.
Be mindful of how you engage with others to navigate the political landscape with authenticity.
Strategies for Navigating Office Politics Effectively
Successfully navigating office politics requires a strategic approach that balances assertiveness with diplomacy. One effective strategy is to focus on building a strong personal brand that reflects your values, skills, and contributions. Here are more practical strategies you can employ to thrive at work amidst the office politics:
Demonstrate your strengths and align them with your organisation’s goals:
Every employee has a unique strength, and you’re no exception. Identify your strengths and align them with the organization’s goals so that you’re a part of something bigger.This positions you as a valuable asset, gives you visibility, and garners respect and support from colleagues and superiors.
Practice active listening and effective communication: Be attentive to others’ perspectives and concerns. This will enhance your understanding of the political landscape, create a collaborative environment, improve your communication, and build trust with colleagues.
Active listening means you’re not just listening to reply but to get a deeper understanding of where the conversation is coming from and building into. You want to show you care for the communicator; you empathize, you relate, and you want to be involved in the chat and provide solutions to the matters of concern.
It motivates and uplifts everyone you communicate with and helps you build genuine connections and alliances at the workplace.
Be adaptable and flexible in your approach to office politics: Remain adaptable and flexible in your approach to office politics. The workplace is constantly evolving, and the political landscape can shift rapidly.
By being open to change and willing to adjust your strategies, you can better respond to new challenges and opportunities that spring from office politics. Embrace a growth mindset to thrive in a politically charged environment, helping you to maintain your focus on career advancement and personal development.
Build Strong Relationships and Networks
Building strong relationships and networks is an essential component of successfully navigating office politics. Cultivating positive connections with colleagues can provide invaluable support and resources throughout your career. To develop these relationships, invest time and effort into getting to know your coworkers on a personal level. This can involve engaging in informal conversations, participating in team-building activities, or even scheduling one-on-one meetings to share ideas and insights.
Networking within your organization can also extend beyond your immediate team. Seek opportunities to connect with colleagues in different departments or roles. These connections can provide diverse perspectives and insights into the broader organizational landscape. By fostering a strong internal network, you will be better equipped to navigate complex political dynamics and identify potential allies in your career journey.
Approach relationship-building with a mindset of reciprocity. Offer support and assistance to your colleagues, whether through sharing your expertise, collaborating on projects, or simply lending a listening ear. When you cultivate a culture of mutual respect and support, you help create a positive workplace environment that benefits everyone involved.
Remember, strong relationships can serve as a buffer against the challenges of office politics, making it easier to navigate conflicts and pursue your goals.
Develop Emotional Intelligence for Office Politics
Emotional intelligence (EI) is critical for navigating office politics. It involves the ability to recognize and understand one’s own emotions and those of others. EI enhances your interpersonal skills, improves communication, and fosters better collaborative relationships.
This heightened awareness can enable you to respond more effectively to the complexities of office dynamics and navigate challenging situations with grace.
One key component of emotional intelligence is self-awareness. You need to understand your own emotional triggers and reactions to manage your responses in high-pressure situations. This self-regulation allows you to remain composed and make thoughtful decisions rather than reacting impulsively.
Managing Conflicts and Resolving Disputes
Conflict is an inevitable part of any workplace. Thus, to navigate office politics effectively, you have to learn how to deal with conflicts. Approach disagreements with a constructive mindset. Instead of viewing conflict as a threat, consider it an opportunity for growth, collaboration, and problem-solving. Reframing your perspective can foster a more positive approach to conflict resolution.
Avoid letting tensions simmer or allowing misunderstandings to escalate. Open, honest communication is key to resolving disputes. Encourage a dialogue that allows each party to express their views and feelings. Be sure to actively listen and validate the other person’s perspective, even if you disagree. This approach fosters mutual respect and creates an environment where all parties feel heard and understood.
Perspective is everything. Understand this, and you’ll approach conflicts at work differently. Image by Gerd Altmann from Pixabay
In addition to communication, seeking common ground is essential for conflict resolution. Identify shared goals and interests, and work together to find solutions that benefit everyone involved. Collaboration can help transform conflict into an opportunity to build stronger relationships and foster teamwork.
Ethical Considerations in Office Politics
As you navigate the often murky waters of office politics, ethical considerations must remain at the forefront of your decisions. Engaging in questionable behaviors or compromising your values can have far-reaching consequences, not only for your career but also for the workplace environment. Remain committed to your principles and approach office politics with integrity, even when faced with challenging situations.
One key aspect of ethical office politics is transparency. Being open and honest with colleagues fosters trust and helps establish a positive workplace culture. Avoid gossiping or spreading misinformation, as such behaviors can undermine relationships and create a toxic atmosphere.
Instead, focus on building a reputation for integrity and reliability, which can position you as a trusted ally in the eyes of your colleagues.
Also, recognize the potential impact of your actions on others. Consider how your decisions may affect your colleagues, the team, and the organization as a whole. Strive to make choices that promote fairness, inclusivity, and collaboration.
Prioritizing ethical behavior in your political interactions contributes to a healthier workplace environment and safeguarding your professional reputation.
Overcoming Challenges and Setbacks in Office Politics
Navigating office politics can be fraught with challenges and setbacks, but resilience is key to overcoming these obstacles. When faced with difficulties, maintain a positive outlook and view setbacks as learning opportunities. Reflect on what went wrong, identify the lessons to be learned, and consider how to apply these insights moving forward. This growth mindset will empower you to adapt and thrive in a politically charged environment.
Building a support system can also be instrumental in overcoming challenges in office politics.
Seek colleagues or mentors who can provide guidance, encouragement, and perspective during tough times. Build connections with those who can offer support to bolster your resilience and maintain your focus on your goals.
Furthermore, practice self-care during challenging times. Office politics can be emotionally taxing, and prioritizing your well-being helps maintain your motivation and clarity. Engage in activities that help you recharge, such as exercise, hobbies, or spending time with loved ones.
Conclusion
Successfully navigating office politics is essential for anyone seeking to thrive in a corporate environment. Understand the intricacies of workplace dynamics, recognize the impact of politics on both individuals and organizations, and employ effective strategies to position yourself for success.
Building strong relationships, developing emotional intelligence, and managing conflicts with integrity will empower you to navigate the complexities of office politics while maintaining your values. As you continue to hone your skills in navigating office politics, remember that challenges and setbacks are an inevitable part of the journey. Embrace these experiences as opportunities for growth and learning, and remain committed to fostering a positive workplace culture.
Today’s job market is quite competitive, and everyone is looking for an edge. But what if I told you that you can boost your career success simply by giving back? It may sound counterintuitive, but volunteering can propel your professional growth in ways you never imagined.
When you volunteer, you make a positive impact on the community and develop valuable skills that can enhance your resume. Whether you’re organizing events, leading a team, or fundraising, volunteering allows you to gain real-world experience in areas that employers value.
Volunteering demonstrates your passion and dedication, showing potential employers you are proactive and community-minded. It also provides networking opportunities, allowing you to connect with professionals in your field and expand your social and professional circles.
In this article, we will explore how volunteering can propel your professional growth. Keep reading!
The power of volunteering in career development
Volunteering is often viewed as a noble act of giving back to the community, but its impact on one’s career development is usually overlooked. However, the truth is that volunteering can be a powerful tool in propelling your professional growth and advancing your career. When you engage in volunteer work, you acquire diverse skills, gain valuable real-world experience, and build a solid professional network – all of which can give you a competitive edge in the job market.
It allows you to step outside of your comfort zone and explore new areas of interest, which can be particularly beneficial if you’re unsure of your career path or looking to make a career change.
It also provides a low-risk environment to experiment with different roles and responsibilities, helping you to identify your strengths, passions, and areas for improvement. This self-discovery process can be instrumental in guiding your career decisions and aligning your professional aspirations with your values.
Moreover, the skills and experiences gained through volunteering are highly transferable to the workplace. Whether it’s project management, communication, problem-solving, or leadership, the skills you develop while volunteering can be directly applied to your professional responsibilities.
How volunteering can enhance your skills and experience
One of the primary benefits of volunteering is the opportunity to develop a diverse range of valuable skills. When you volunteer, you are often tasked with responsibilities that push you out of your comfort zone and challenge you to acquire new capabilities. For instance, if you volunteer to organize a charity event, you may find yourself coordinating with various stakeholders, managing budgets, and overseeing a team of volunteers – all of which require exceptional organizational, communication, and leadership skills.
Similarly, volunteering in a role that involves public outreach or community engagement can help you hone your interpersonal skills, empathy, and ability to work with diverse populations. Employers are increasingly seeking these soft skills, which are essential for effective collaboration, problem-solving, and customer service. Highlighting your volunteer experiences and the skills you’ve developed in your job application can differentiate you from other candidates and demonstrate your versatility and adaptability.
Volunteering gives you the opportunity to serve your community while growing your resume
Furthermore, volunteering can provide you with hands-on experience in areas that may be difficult to obtain through traditional employment. For example, if you’re interested in pursuing a career in nonprofit management, volunteering at a local charity organization can give you valuable insights into the inner workings of the sector, giving you an edge in similar work environments.
Building a strong professional network through volunteering
Networking is essential to career development, and volunteering offers a unique opportunity to expand your professional connections. When you volunteer, you interact with diverse individuals, including other volunteers, organization leaders, and community members.
These interactions can lead to valuable introductions, referrals, and potential job opportunities.
Volunteering allows you to tap into the expertise and experiences of your fellow volunteers for better decision-making
Moreover, volunteering can connect you with professionals who share your interests and passions, allowing you to build meaningful relationships and find mentors or sponsors within your desired field. These connections can be particularly valuable when exploring new career paths or seeking guidance on navigating the job market.
Tapping into the expertise and experiences of your fellow volunteers, you can gain valuable insights and advice that can help you make informed decisions about your professional development.
In addition, many volunteer organizations actively promote and support the professional growth of their volunteers. They may offer training programs, networking events, or job placement assistance to help their volunteers enhance their skills and advance their careers. Showcasing your passion and commitment through volunteer work
Volunteering is more than just a resume-building exercise – it’s a powerful way to demonstrate your passion, dedication, and commitment to making a positive impact. When you volunteer, you devote your time and energy to an important cause, which can be a powerful signal to potential employers.
Employers often seek candidates who are not only skilled and experienced but also driven by a sense of purpose and a desire to contribute to the greater good. Highlighting your volunteer work on your resume and in job interviews showcases your values, work ethic, and willingness to go above and beyond the traditional job requirements. This helps you stand out from the crowd and convey to employers that you are a well-rounded individual who is passionate about making a difference.
Leveraging volunteer experience in job applications and interviews
Volunteer experiences can provide you with unique talking points and anecdotes that can be used to showcase your problem-solving abilities, teamwork skills, and adaptability during job interviews.
For example, if you’ve volunteered as a fundraiser for a local nonprofit, you can highlight your ability to set and achieve goals, your skills in persuasive communication, and your experience in managing budgets and resources. These skills are directly applicable to many professional roles, and by drawing the connection between your volunteer work and the job requirements, you can make a compelling case for why you are the ideal candidate.
Sharing specific examples of how you’ve applied your skills and knowledge in a volunteer context demonstrates to the interviewer that you have the practical experience and the mindset to succeed in the role.
Volunteering as a way to explore new industries and career paths
Volunteering can be invaluable when you’re unsure of your career path or looking to make a career change. By engaging in volunteer work, you can explore new industries, test out different roles, and better understand your interests and strengths.
For instance, if you’re considering a career in the nonprofit sector, volunteering with a local charity organization can provide you with firsthand experience in the field, allowing you to assess whether it aligns with your values and career aspirations. Similarly, if you’re interested in environmental sustainability, you could volunteer with a conservation group to gain hands-on experience.
These volunteer experiences can help you make more informed decisions about your career path, as you’ll be able to immerse yourself in the day-to-day realities of the industry or role. The skills and knowledge you acquire through volunteering can be directly applicable to your future career, making the transition to a new field or role much smoother.
How to find volunteer opportunities that align with your interests and goals
Volunteering is good, but you have to find opportunities that align with your interests and goals if you’re to reap meaningful rewards. You want to make your volunteering engagements strategic to your career growth.
Start by reflecting on your passions, values, and the types of work that you find fulfilling. Do you have a particular cause or social issue that you care deeply about? Are you interested in developing your leadership skills or gaining experience in a specific industry? Ask yourself these critical questions to find opportunities that align with your values and professional goals.
Don’t just jump on any volunteer opportunity you find. That’s not how to grow professionally. Evaluate every opportunity, and only commit when you feel the skills and experiences you’ll gain while volunteering will be worthwhile.
How to balance volunteering with work and personal commitments
While the benefits of volunteering for career development are clear, balancing volunteer work with your existing professional and personal obligations can be challenging. Finding a sustainable approach that allows you to reap the rewards of volunteering without sacrificing your overall well-being is essential.
Start small and gradually increase your volunteer involvement as you become more comfortable with the time commitment. Begin by dedicating a few hours per week or month to a volunteer role, and then assess your ability to take on additional responsibilities as your schedule allows. It’s also important to be upfront with your volunteer organization about your availability and limitations, ensuring that your contributions are manageable and do not lead to burnout.
Also, align your volunteer work with your existing skills and interests, as this can make the time commitment feel more natural and rewarding. For example, if you’re passionate about writing, you could volunteer to create content for a nonprofit’s website or newsletter. Integrating your volunteer work with your personal and professional pursuits creates a more holistic and sustainable approach to career development.
Conclusion
In today’s competitive job market, volunteering helps you acquire valuable skills, build a robust professional network, and demonstrate your passion and commitment to potential employers. Whether you’re looking to explore new career paths, enhance your existing skillset, or simply positively impact your community, volunteering offers a unique and rewarding path to professional growth. Find volunteer opportunities that align with your skills and values and treat them like you would a real job. You’ll be surprised how well these opportunities prepare you for the workplace.
As our lives become increasingly intertwined with the internet, the ability to protect ourselves from cyber threats is a must-have skill.
Recently, we had the privilege of hosting George Agak, who shared his expertise on digital literacy in the context of cybersecurity. From his presentation, we got key insights into the complexities of online safety, from protecting personal information to recognizing and responding to cyber threats.
His presentation focused more on understanding online safety, anonymity, cyberthreats, all the way to responsible online behavior.
I’m Douglas, and this is my attempt to highlight the key lessons from the presentation.
So, what is Cybersecurity?
Our speaker defined cybersecurity as the protection of internet-connected systems, including hardware, software, and data, from cyberattacks.
These tips will keep you safe online.
Types of Cyber Threats
He dug deeper to define some common cyber threats that we as internet users should be critically aware of :
Phishing
Phishing is a cyberattack where attackers disguise themselves as legitimate entities to trick individuals into revealing sensitive information like passwords and credit card details via fake emails or websites.
Malware
Malware is malicious software, including viruses, worms, and Trojans, designed to damage, disrupt, or gain unauthorized access to computer systems.
Ransomware
Ransomware is malware that encrypts a victim’s files, demanding payment for decryption, often causing significant data loss if the ransom is not paid.
Social Engineering
Social Engineering exploits human psychology to manipulate individuals into revealing
confidential information or performing actions that compromise security.
Having the presence of cyberthreats, there must be possible ways to counter their impact on our daily interaction with the internet. Here are some of the effective cybersecurity measures he advised:
Install antivirus
Strong passwords
Two-factor authentication
Regular software updates
User education on safe online practices.
Though cyber threats pose a risk to our data, digital privacy is one of the channels to overcome it.
Mr. Agak making a point during the session.
Digital Privacy
Nord defines Digital privacy as an individual’s ability to control and protect the access and use of their personal information online. Digital privacy helps individuals stay anonymous online by safeguarding personally identifiable information such as names, addresses, and credit card details.
“It helps prevent identity theft, protect personal reputation, and maintain confidentiality,” he said.
Why do you have to protect your personal data?
You need to protect your personal data to prevent misuse by third parties for fraud, such as phishing scams and identity theft.
Here are some of the importance of safeguarding personal information as laid out by our speaker:
It prevents unauthorized access
Minimizes the risk of identity theft
Prevents fraudulent transactions
Safeguarding Financial and Legal Security
Trust in Digital services e.g. e-commerce.
Compliance with Regulations and Ethical Standards e.g. GDPR, CCPA.
Online Anonymity.
Anonymity and identity shielding allow a user to hide or disguise their identifying information online. While this protects their privacy, it can make it difficult to hold them responsible for what they say and do online.
Why you may want to be anonymous online:
Free speech & Whistleblowing
Personal safety
Data security
To access geographically-restricted sites
Sensitive topics
Having understood what online anonymity is and why you may want to be anonymous, it’s also important to familiarize ourselves with different ways of hiding identity online.
How to hide your identity online.
Use VPNs or RDPs
Browse incognito
Clear cache/history
Disable Geotagging
Using TOR Browser
stop signing to apps with your social accounts
NOTE: Mr. Agak later emphasized that incognito mode is only suitable when you don’t want to leave your history in the browser, but not hiding your identity.
Use VPN to hide your location and personal information when browsing.
Despite online anonymity having greater benefits to online users, it also has serious drawbacks that we need to be fully aware of. These are some of the limitations of online anonymity:
Fuels cyberbullying
Loss of credibility
Anonymity makes us meaner
Responsible Online Behaviour.
This refers to ethical and respectful conduct when interacting with others on the internet. It encompasses various principles and practices aimed at fostering positive digital citizenship and creating a safer online environment.
Types of Online Harassment
Online harassment makes being online unattractive. The internet is for us all, and we need to be mindful of other users if we’re to create a safe ecosystem on the web.
Here are some of the most common types of online harassment;
Revenge pornography
Catfishing
Virtual mobbing
Doxing
Trolling
Stalking
Sexual deepfakes
Safe Browsing Practices.
As an online user, you need to ensure that the sites you visit are safe for you and, most of all, your data. Our speaker addressed the following as the major ways of browsing safely.
Use secure websites
Disable third-party cookies
Clear cache
use ad blockers in your browser
Avoid malicious downloads
Social Media Safety.
This is the process through which we ensure that we are safe while on social media. And here are some possible ways through which we ensure our safety online.
Use privacy settings to limit who sees your posts and personal information
Know real vs. fake/pseudo accounts
Update your passwords regularly
Use 2-factor authentication
Verify info source before sharing
An attentive class during the session.
Mobile Device Security.
Mobile phones hold vital information about us. In order to enhance the safety of our information and data, these are some of the remedies that need to be put in place:
Update your apps and OS to patch
security vulnerabilities
Enable user authentication, e.g. screen lock
Avoid public Wi-Fi
Cloud storage & Backup
Conclusion.
Information being the most valuable thing in the 21st century, you need to ensure its safety. And one of the ways to accomplish that is by remaining informed and updated with the trends in cybersecurity.
In this comprehensive guide, we will walk you through the art of job interview preparation to help you ace your next interview.
Preparing for a job interview isn’t just about dressing smart and rehearsing your answers—it’s about understanding the company and the role, and being able to showcase your abilities with spontaneity. The better you know your role and the company, the higher your chances of getting the job.
With our expert tips and strategies, you will learn how to research the company, anticipate interview questions, craft compelling answers, and confidently present yourself. Let’s dive in!
Why you should prepare for a job interview
Preparing for a job interview is crucial for landing the role you desire. It demonstrates your seriousness, commitment, and attention to detail—all qualities that employers highly value.
When you invest time and effort into preparing for an interview, you show that you’re interested in the opportunity and position yourself as a proactive, organized candidate eager to excel.
Proper preparation makes all the difference in how you perform during the interview.
It allows you to anticipate and thoughtfully respond to questions rather than feeling flustered or caught off guard. When you research the company and the role, you’re better equipped to articulate how your skills and experiences align with the employer’s needs. This level of preparedness can help you stand out from other candidates and demonstrate your suitability for the position.
Also, when you’re well prepared for an interview, your confidence soars, and you navigate the interview process with poise and self-assurance. When you feel well-prepared, you’re less likely to experience anxiety or nervousness, which can often hinder your ability to communicate effectively.
Understand the interview process
The interview process can vary greatly depending on the company, the role, and the specific hiring practices. However, there are some common stages that you expect to encounter during most interviews.
Stage 1: The initial screening interview: Often conducted over the phone or through a video call, the initial screening interviewis typically the first step.
Through this interview, the employer assesses your qualifications, your interest in the role, and your communication skills. At this stage, you’ll give an overview of your background and relevant experience.
Stage 2: In-person interview: After the initial screening, you may be invited to a more in-depth, in-person interview. This is where the real evaluation begins. The employer will likely ask a series of behavioral and situational questions to gain a deeper understanding of your skills, problem-solving abilities, and fit for the role. Provide specific examples from your past experiences that demonstrate your capabilities.
In some cases, you may be asked to participate in a skills assessment or a technical interview where you’ll be evaluated on your practical abilities related to the job requirements. This could involve a coding challenge, a presentation, or a case study.
Approach these assessments with a positive attitude and showcase your expertise.
Stage 3: Senior-level panel: The final stage of the interview process may involve meeting with senior-level executives or a panel of interviewers. This is an opportunity for the employer to assess your leadership potential, strategic thinking, and ability to navigate complex situations.
Articulate your long-term career goals and how this role aligns with your professional aspirations.
When you understand the different stages of the interview process and prepare for each, you navigate the interview with ease.
Most employers employ this interview process
How to research the company and the role
You’ll need to conduct thorough company research to align your application with their values. Gain a deep understanding of the company, the role, and the industry so you can tailor your responses and demonstrate your genuine interest in the opportunity.
Start by reviewing the company’s website. Pay attention to its mission, values, products or services, and any recent news or achievements. This information will help you understand the company’s culture, priorities, and the challenges they may be facing. Explore the company’s social media presence, press releases, and any industry publications that mention them to get a well-rounded perspective on the organization.
Next, delve into the specific role you’re applying for.
Analyze the job description, taking note of the required skills, qualifications, and responsibilities. This will help you identify the key competencies the employer is seeking and allow you to highlight how your background aligns with their needs.
Research industry trends, market competitors, and any relevant regulations or technologies that may impact the role.
Leverage your professional network and connections to gather additional insights about the company and the role. Reach out to current or former employees, industry peers, or even the hiring manager directly to gain a more nuanced understanding of the organization’s culture, the day-to-day responsibilities of the role, and any unique challenges or opportunities you may encounter.
Crafting compelling answers to common interview questions
While you won’t know the specific questions the interviewer has for you, you can anticipate and prepare for common interview questions. There are common questions you expect in interviews, and they’re a good place to solidify your preparations. Craft well-thought-out responses to showcase your qualifications, relevant experiences, and your suitability for the role.
Start by compiling a list of the most commonly asked interview questions, such as “Tell me about yourself,” “Why are you interested in this role?” and “What are your strengths and weaknesses?” Develop a clear and concise response for each question, focusing on how your background, skills, and experiences align with the employer’s needs.
When crafting your answers, structure your responses using the STAR (Situation, Task, Action, Result) method. This approach allows you to provide specific examples from your past experiences that demonstrate your problem-solving skills. This article by The Muse goes deeper into how you can use the STAR method to ace your interview.
Check it out.
When you highlight the context, the actions you took, and the positive outcomes, you’ll paint a convincing picture of your qualifications.
Start with the common questions but don’t stop there. Address any gaps in your CV. If you have a career transition, a gap in employment, or any other potential red flags, be proactive in addressing them. Craft a narrative that explains the situation, emphasizes your growth and learning, and ultimately showcases your suitability for the role.
Tailor your responses to the specific job and company you’re interviewing for. Avoid generic, one-size-fits-all answers. Instead, customize your responses to align with the organization’s culture and job needs. This level of personalization gives you an edge as your answers are more authentic and aligns with each prospective employer’s values.
Practice mock interviews
It’s easy to wake up and face the panel, but practicing mock interviews can help you live the moment before it arrives. Practice mock interviews to spot the gaps in your application and address them. If you want to speak with spontaneity, mock interviews will take you a long way.
Simulate the interview experience to identify areas for improvement, build your confidence, and refine your responses. If you’ve got a partner who can guide you through the questions, great. Use their presence to monitor your tone, body language, and flow of responses.
You’ll probably be alone, so stand before a mirror, go through the mock questions, and give yourself honest feedback. This feedback will help you identify areas where you may need to improve, such as your ability to think fast, your communication skills, or your overall confidence.
If possible, record your mock interviews and review the footage afterwards.
Mind your body language during your interactions with the interviewer
Master non-verbal communication and body language
While the content of your responses is crucial, your nonverbal communication and body language significantly impact your interview performance. Master these subtle yet essential elements, and you’ll convey confidence, engagement, and professionalism.
Pay attention to your posture. Stand or sit tall with your shoulders back. Project an air of ease and self-assurance. Avoid slouching, fidgeting, or crossing your arms; these can be perceived as signs of nervousness or disengagement.
Maintain steady, direct eye contact with the interviewer throughout the conversation. This demonstrates your focus, interest, and trustworthiness. However, do not stare. Staring can come across as intense or uncomfortable.
Engage in active listening by nodding your head, leaning slightly forward, and offering occasional verbal cues like “I see” or “That’s interesting.” This shows the interviewer that you are actively engaged and interested in what they’re saying.
Use natural, expressive hand gestures to emphasize your points and add visual interest to your responses. Avoid excessive or distracting hand movements, as these can be distracting.
Instead, keep your gestures purposeful and in sync with your verbal communication.
Pay attention to your facial expressions, ensuring that they align with the tone and content of your responses. A warm, genuine smile can convey your enthusiasm and approachability, while a thoughtful, focused expression can demonstrate your engagement and problem-solving abilities.
Dress for success
A big part of preparing for the interview is identifying what you’ll wear. Your choice of attire matters big time; remember what they say about first impressions? You never get a chance to do it twice!
Dress appropriately for the interview.
It shows you respect the organization and its culture and will be a good fit.
Start by researching the company’s dress code and culture. If the organization has a formal, corporate environment, a well-fitted suit in a neutral color like navy, gray, or black is often the safest choice. Opt for a collared shirt, a tie, and polished shoes.
If the company has a more casual or creative culture, you can adjust your attire accordingly, while still maintaining a polished appearance.
Regardless of the dress code, ensure that your clothes are clean, well-fitted, and free of any stains, wrinkles, or distracting accessories.
Keep an eye on the small details, such as polished shoes, neatly trimmed nails, and minimal jewelry. The goal is to present a confident and competent image that aligns with the employer’s expectations.
Following up after the interview
The interview process doesn’t end when you walk out the door—following up with the employer after the interview helps to maintain a positive relationship and demonstrate your continued interest in the role.
Within 24 hours of the interview, send a thank-you email to the interviewer. Express your gratitude for their time and reiterate your enthusiasm for the role. Personalize the email by referencing specific aspects of the conversation or the company that resonated with you.
If you have any additional information or materials that you promised to provide during the interview, be sure to follow through promptly. This could include references, work samples, or any other relevant documents. Prompt follow-through on your commitments reinforces your reliability and professionalism.
Also, if you have not heard back from the employer within the timeline they provided, follow up politely to inquire about the status of the hiring decision.
Conclusion
In conclusion, the key to interview success lies in thorough preparation and the ability to present yourself as a confident, competent, and enthusiastic candidate.
Research the company, anticipate common interview questions, and practice your responses until they feel natural and authentic. You have one shot at a first impression, so don’t just load yourself with content for the interviews; look good and smell nice, too. It’s the little details that matter in the end!
We’re glad to have hosted Reuben Oruaru for our Soft Skills training session last Sunday. If you’re clueless about soft skills, I checked Investopedia, and it had this definition: Soft skills are character traits and interpersonal skills that characterize a person’s ability to interact effectively with others.
I think it serves the purpose; definition.
But our guest speakers scratch deeper beneath the surface, and Reuben’s insights and real-life anecdotes served as a lesson on soft skills and how they make us better equipped for today’s workplace.
He didn’t stick to workplace and professional mobility but also explored how these soft skills make us better human beings.
I found his insights eye-opening and incredibly relevant in today’s digital age, and this is my attempt at sharing the key lessons from the session.
Reuben Oruaru introducing the Soft Skills Training session
Disrupt Yourself or Be Disrupted
Reuben started the session with a thought-provoking question: “Do you know that robots are getting smarter?”
He emphasized the urgency of adapting to the pace of digital change. It’s a disruptive time to be alive, and thus you either “Disrupt yourself or be disrupted” as he quoted a book he’d read.
The class, chilled and anticipatory, propped their seats and took notes. The session, having begun a few minutes later than scheduled, was finally taking off with an energetic speaker, an attentive audience, and lessons on soft skills and life.
“If a robot can succeed without a certificate, so can you. In fact, since you’ve got a certificate, you can do better than a robot.” He opined, setting the premise for the training that would see us seated for almost two hours taking notes and contributing to the conversation.
This is the digital age—the Fourth Industrial Revolution—where many tasks we perform can now be handled by machines.
“And we have so many machines, we call them robots. And as a country, we have so many robots. While this reality can be scary, it also presents an opportunity.”
“It’s scary in the sense that all of us are going through school, and we all just want to be productive, but then so much work has been reduced to the work of machines.”
“Where will we get the jobs if the robots are taking them? And do you know the robots are smarter or do a better job than humans?” He asked the attentive audience.
An attentive audience as the session progressed.
Soft Skills for Personal and Professional Growth
In a world where machines can do everything, it helps to humanize everything we do. Having these soft skills is a huge step toward actualizing this. Reuben highlighted key soft skills that are essential for staying relevant in the digital age:
Digital Literacy: This goes beyond just using apps on your phone.“Can you use the apps on your phone to make a living? Are you just a consumer, or can you navigate the digital landscape to your advantage?”
Reuben asked.
He stressed the importance of understanding digital tools and platforms for productivity and professional advancement.
Data Literacy: He also taught how our online activities generate data that companies use to target us with relevant content.
“If I’m a football fan and I follow a lot of football on IG and other social media, then I will get more football ads. If I like shopping for clothes, the things that’ll be pushed to my page will be related to clothes.” He explained how algorithms work.
“Data is the new currency,” he noted, urging the audience to take a keen interest in data literacy, as data informs everything in today’s world.
Critical Thinking and Problem-Solving: Critical thinking and problem-solving is a powerful combination that improves our communities. When you can think critically and act right in time of need, you become useful in solving problems.
“If there’s a fire here, can you think critically about using the fire extinguisher?” He challenged the graduates to see problems as opportunities and to develop solutions creatively.
Self-Awareness and Emotional Intelligence: Dealing with people requires emotional intelligence. We’re communal beings, and we need to work with others.
Most jobs require team effort and collaboration, and you’ll need self-awareness and emotional intelligence to fit in teams and contribute to the greater good. Understand your emotions and those of others for fruitful collaborations.
Creativity: “Creativity is all about turning imaginative ideas into realities,” Reuben explained. He encouraged the graduates to think beyond the status quo and use creativity as a tool to thrive in the present and conquer the future.
Collaboration: The work environment has changed significantly, especially after COVID-19. “Can you work from your bedroom and be disciplined enough to work without returning to bed?” Reuben asked. Flexibility must be backed by responsibility.
Today, organizations don’t care where you work from as long as you can meet your job goals. Now, companies outsource expertise a little easier than in the past as employees can work more flexibly today, but to fit in this new work routine, you need to work better as a team player.
Time Management: Time is a scarce resource. “Spend the first hour of your day meditating,” he advised. “Visualize how your day is going to be.”
I checked online and found this advice shared by great world leaders and high achievers. Here’s what Steve Jobs said about meditation:
“If you just sit and observe, you will see how restless your mind is. If you try to calm it, it only makes it worse, but over time it does calm, and when it does, there’s room to hear more subtle things — that’s when your intuition starts to blossom and you start to see things more clearly and be in the present more. Your mind just slows down, and you see a tremendous expanse in the moment. You see so much more than you could see before.”
Still, you don’t have to adopt the same morning routines. You can have a morning ritual that sets you up for success. Noting what you need to do for the day is a good place to start. Make a to-do list and follow it through.
Apportion time accordingly. You can break your tasks into manageable chunks and apportion time for each procedure. That way, you can map out your entire day, then work through it.
Curiosity and Continuous Learning: The illiterate of the twenty-first century will not be those who cannot read and write, but those who cannot learn, unlearn, and relearn.
Find a mentor or just someone you look up to and then emulate their journey. People who have done incredible things have many lessons they’ve picked along the way.
Learn from them.
You can pick the lessons from the information they share publicly with their followers, but you can go further to benefit from them.
Follow them on LinkedIn. Read about them; their education, the nature of their work, and their daily routines (if you can get to it). The closer you zoom into what they do, the easier you can learn from their experiences.
Do you read autobiographies? Leaders leave a trail to their success as stories told in autobiographies. If your mentor has one, get your hands on it and learn something.
Whatever you do, stay curious. That’s how you get new information.
Resilience: Reuben highlighted the importance of resilience in navigating life’s challenges. He observed that most young people have been brought up in a world where things are handed to them easily.
They don’t know how to put up with pressure, and so they can give up on their goals much faster. You need resilience to navigate through life’s challenges and thrive.
He encouraged the learners to continue working towards their goals, despite the challenges and failures they may encounter along the way.
Empathy: Recognize and appreciate the feelings of others. When you show empathy, you become important to others and are recognized as a resourceful member of the community.
Empathy is what allows us to recognize people’s needs and rise up to help them as needs may dictate.
Discipline and Initiative: Discipline makes a man. You need discipline if you’re intentional about making a worthwhile impact in the world. It’s what keeps you doing the right thing even when you’ve got excuses not to. While everyone can start something, it’s only those with discipline who finish the projects they begin.
Also, be someone who takes initiative. Can you take the lead and offer guidance when the need arises? Do not be someone who only waits to be led, take charge and lead your team to success.
Values That Get You Ahead in Your Professional Journey
Reuben concluded the session by emphasizing some core values that gets you ahead in your professional journey. Combine these values with soft skills above to create a better reality for yourself and the world.
Integrity: Being truthful and transparent in all dealings.
Accountability: Taking responsibility for your choices and actions.
Respect: Valuing different perspectives and treating everyone with dignity.
Reuben’s insights were a powerful reminder of the importance of developing soft skills to stay relevant and successful in today’s world. As MustardSeed, we’re grateful he found time to come and share these lessons with us.
Which one of these soft skills has impacted your life the most? Let me know in the comments. Cheers!
Financial literacy is an essential life skill that empowers you to make informed financial decisions. While it’s a skill you can learn at any age, the earlier you master it, the better.
At our recent training, we hosted CPA Philip Ogutu who gave an insightful presentation on financial literacy to graduates of St. Aloysius.
I’m excited to share the key points from his talk with you so that you can manage your finances better and flourish in other facets of your life.
So, what is financial literacy?
Financial literacy is all about understanding basic financial skills and concepts. When you’re financially literate, you have the knowledge and confidence to make more rewarding decisions about your money.
This means you can:
Responsibly manage your funds/income
Make informed decisions on borrowing
Allocate funds for savings
Plan and invest for your future
Components of financial literacy
Philip highlighted five critical components of financial literacy that you should know:
Income:
Your income constitutes more than just your salary. It includes all the avenues through which you get money. Know the amount you take home after taxes and other deductions like medical insurance and pension plans. Knowing the source of your cash; salaries, side-hustles, et cetera is key to managing your finances.
CPA Philip Ogutu talking different income sources and how to manage them
Spending:
Spending your money wisely helps you maintain proper financial health. To spend wisely, prioritise your needs over wants. This way, you know what you can spend on and in what order/priority.
“Make conscious spending decisions to avoid unnecessary debt,” Philip advises.
Everybody knows how to spend, but the right way to spend should involve drawing up a budget and following it.
A budget is a plan you write down to help you decide how to spend your money each month. And when you make it a habit, you will easily track your expenses to know where your money goes.
A budget doesn’t necessarily reduce your spending, but it will show you where your money goes so that in case you’re overspending, you know where to adjust.
The 50/20/30 budget rule
Philip suggests the 50/20/30 budget rule, where 50% of your net income should go to needs, 20% to savings, and 30% to wants.
Understand the difference between needs (like food, education, and shelter) and wants (like entertainment and designer items). Tracking your spending helps you to live within your means.
Save and invest:
Saving is one of the most essential ways to prepare for your financial future, and you should develop a saving habit early.
As a student, you can start with small investments and seek advice from financial professionals to build a diverse portfolio when the big money begins to pour in.
Protect (Emergency Fund):
An emergency fund covers unexpected expenses, so you don’t fall into debt during unforeseen circumstances. Insurance is also a major component of protecting your finances, but it shouldn’t replace your emergency fund budget.
Always have an allocation for unforeseen expenses so that you don’t go back to your savings whenever a need you didn’t plan for arises.
Borrow
Kenyans are good at borrowing, which explains why mobile lending firms thrive here. However, if you must borrow, do so responsibly. Many people borrow money for the wrong reasons, and it costs them in the end.
Before you take a loan, understand the terms of any loan and ensure you can repay it without jeopardizing your financial stability. Avoid borrowing haphazardly because it can get your name into the wrong books with CRB, and limit your future borrowing chances.
Philip addresses questions from the audience as Joseph looks on.
How can you earn an income as a student?
As a student, you can earn income through part-time jobs, freelancing, and internships. Part-time jobs fit your schedule and provide work experience. Freelancing lets you offer skills like tutoring, graphic design, or writing for a flexible income. Paid internships are great for income and enhance your resume and professional network.
Being in college requires money, and if you don’t have an alternative way to make money, you’re left to depend on your parents and the little loan you get from HELB. You can do so much as a student to earn, but consider your values, and engage in hustles that build you.
Students do quite a lot to stay afloat. Some buy and resell stuff, others earn commissions from selling other people’s products, while others sell their talents.
Find what works for you, but ensure you have a way to make a little money on the side while studying because you’ll need it.
How can you spend wisely as a student?
Philip threw the question to the audience and they had wonderful suggestions on how they will be spending wisely in college. From cutting expenses to reducing party budgets, the audience shared wise spending ideas they will employ while in college.
After the suggestions from the audience, Philip shared how important it is to isolate needs from wants so that you spend only on what’s necessary. He also emphasized the need to budget, track expenses, and live with one’s means.
How can you save and invest wisely as a student?
You can save and invest wisely as a student. Begin by opening a savings account and making regular deposits. This helps you build a habit of saving and provides a secure place for your money. Once you open a savings account, be intentional about saving; however little.
It’s more important to create and observe a saving habit.
On investments, start small and seek advice from financial professionals to help you build a diverse portfolio.
Mr. Osimbo, an alumnus of St.Als gives a vote of thanks before praying to signal the end of the session.
Importance of financial literacy for you as a college student
Financial literacy is essential for college students today as they face financial burdens that previous generations didn’t like rising education costs and decreasing incomes. Thus, money management is a much-needed skill for survival in college and beyond.
Understanding basic financial skills and concepts prepares you for a successful financial future. Everything you do as an adult—earning money, budgeting, paying off debt, saving—relies on financial literacy.
Being financially literate makes it easier for you to live a more fulfilling life with the money you get.
Conclusion
Financial literacy is essential for you. You don’t have to take a professional course to master it enough to manage your finances well. Start by downloading financial management apps and get in the habit of saving, investing, and managing your finances well.
